Buying Travel Insurance From Your Tour Operator

 

 

These days, there are many places where you can buy holiday tickets and products from. You can buy your flights online from the website of a low cost airline. Increasingly, these websites are offering more and more products to attract you - such as hotel bookings and car rentals. When you book all of these online on the low cost airline’s website, you can also get your travel insurance.

The main benefit of this is that it is extremely convenient. The airline will automatically know where you are going, how many people are going and how long you are going to be there. All you have to do is click on the button to add travel insurance and it is done. The downside of this however, is that you are unlucky to get the very best travel insurance deal available, and cheaper options will be out there if you are willing to search for them.

Another easy place to book travel insurance is at a tourist agency. If you are buying your flights, hotel accommodation, car rental or other holiday tickets from a high street travel agency, then they will also be more than willing to add your travel insurance to the total package. Again this is a very convenient option as they tourist agent will have all the information necessary to write up the policy. They will know how many people are going on the trip, where you are going and for how long, you will really only have to sign the agreement and pay for it. Convenience is again the major benefit of buying your travel insurance in this way. Again however, you will be paying for this convenience. There will be cheaper sources of travel insurance out there if you are willing to search for them.

A good place to look, if you are willing to invest a little time and effort and search for cheaper travel insurance, is the internet. Many online websites specialise in finding insurance. These websites will be connected to dozens of insurance companies, and will search through all of the available travel insurance policies that fit your needs on your behalf. They can often find you very good deals on travel insurance, and if this is cheaper than what your airline or travel agent has been able to offer, then you should consider buying this instead.

Another option is to go directly to the travel insurance company and ask them yourself what they have available. This has the benefit of “cutting out the middle man”, and should result in some savings on your travel insurance. Many insurance companies will offer very good prices on travel insurance to customers who approach them directly. They will all have websites and online application forms, and can give you a quote on the price of the insurance virtually immediately.

However you buy your travel insurance, you should be aware that you are never required to buy it from your tour operator. The choice is completely up to you and you should buy it from the source that you are most comfortable and happy with.

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